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Rates

Loans | Savings | Certificates
Loans ** Rate Term APR*  
New Auto (Class A) 5.50 up to 60 months 5.50 Calculator
Used Auto (Class A) less than 2 years old/20,000 miles same as new 6.50 up to 72 months 6.50 Calculator
GREEN LOAN (Class A) 30MPG or alternative fuel 4.50 up to 60 months 4.50 Calculator
GREEN LOAN(Class A) 30MPG or alternative fuel 5.50 up to 72 months 5.50 Calculator
New Auto (Class B)

6.50

up to 60 months 6.50 Calculator
Used Auto (Class B) less than 2 years old/20,000 miles same as new 7.50 up to 72 months 7.50 Calculator
GREEN LOAN (Class B) 30MPG or alternative fuel 5.50 up to 60 months 5.50 Calculator
GREEN LOAN (Class B) 30MPG or alternative fuel 6.50 up to 72 months 6.50 Calculator
Adjustable Rate Home Equity (April 1*restrictions apply) 4.00

up to 6 months, Prime +1

4.00 Calculator
HFFCU Prime 5.00 *as of 6/23/08 5.00 Calculator
Fixed Rate Home Equity 7.25 up to 74 months 7.25 Calculator
New Recreational  (Class A) 8.50 up to 48 months 8.50  Calculator
Used Recreational (Class A) 9.00 up to 60 months 9.00  Calculator
New Recreational  (Class B) 10.00 up to 48 months 10.00 Calculator
Used Recreational (Class B) 11.00 up to 60 months 11.00 Calculator
Personal Lines of Credit 13.00 up to 48 months 13.00 

Calculator

rates

Rates effective April 16,2008. Rates are subject to change without notice.

 

 

*APR = Annual Percentage Rate
** The rates displayed are the lowest loan rates available. Actual rates may vary
 depending upon a variety of factors including borrower's credit history.

 

 

 

 

Savings Minimum Balance Dividend Rate APY* Term
Champion Checking $300.00 0.400 0.4008 n/a
Regular Share Savings $5.00 0.75 0.7521 n/a
CD Saver's Club $5.00 0.75 0.7521 n/a
Christmas Club $5.00 0.75 0.7521 n/a
Sandi the Starfish Kids Club $5.00 1.250 1.2559 n/a
Vacation Club $5.00 0.75 0.7521 n/a
Platinum Plus Money Market Account   $0-$2,400   1.30 1.3085 n/a
Platinum Plus Money Market Account   $2,500-$9,999   1.70 1.7145 n/a
Platinum Plus Money Market Account   $10,000 +   2.00 2.0201 n/a
Fixed Rate IRA (Individual Retirement Account)   2.59 2.6153 12
Variable Rate IRA (Individual Retirement Account)   259 2.6153 n/a

 

*APY = Annual Percentage Yield
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Certificates Minimum Deposit Dividend Rate APY* Term
30-60 Day Certificate $1000.00 1.25 1.25 n/a
3 Month Certificate $1000.00 2.00 2.00 3
6 Month Certificate $1000.00 2.30 2.30 6
9 Month Certificate $1000.00 2.40 2.42 9
12 Month Certificate $1000.00 2.50 2.52 12
18 Month Certificate $1000.00 2.60 2.62 18
24 Month Certificate $1000.00 2.60 2.62 24
30 Month Certificate $1000.00 2.80 2.82 30
36 Month Certificate $1000.00 2.80 2.82 36
48 Month Certificate $1000.00 2.90 2.93 48

                                                                                                                           

*APY = Annual Percentage Yield Rates subject to change without notice.Rates slightly higher for over $10,000.00  Membership eligibility required. Early Withdrawal Penalties may apply.

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