When you need to make a big purchase, you want to borrow money from someone you trust, like Health Facilities Federal Credit Union. Whether you are looking to buy a new car, a house, pay for college or just need some money to get you through a tight spot, we offer loans designed to fit your budget. Plus, with our friendly loan staff and easy application process, we make borrowing money easier than ever!

We have loans for: vehicles, motorcycles, ATVs, boats, travel trailers, campers, jet skis, home equity lines of credit (HELOC), personal lines of credit/pay day loans, and mortgages.

Military Lending Act Disclosures 844.846.5728

 

 First Time Buyers Program

       First Time Auto-Buyer Program Guidelines: 

  • Minimum of one year at their current job, unless they're going to have a qualified co-signer
  • Proof of income of at least $1,500.00 a month
  • Automatic payroll payment or automatic payment transfer available
  • New auto rate 8%, Used auto rate 8.50%
  • Maximum term 48 months
  • Minimum age of auto 2002
  • Down payment $500.00 or greater
  • No derogatory credit
  • No prior auto loans on credit report
  • Debt ratio not over 35% including auto loan
  • Maximum loan amount $15,000.00
  • 80% Loan-to-Value based upon NADA trade value (Allow for taxes, licensing)
  • Credit Union Gap and Extended Warranty only
  • Proof of auto insurance