MAM

Health Facilities Federal Credit Union Announces New Mortgage Options

The management team at HFFCU is excited to announce that the credit union is now working with Member Advantage Mortgage, LLC (MAM). In coordination with MAM, the credit union will now be able to offer members a wide array of mortgage programs that are competitively priced and designed for them-MAM offers custom-tailored mortgage options, not the cookie-cutter solutions you'd expect to see from other lenders. Additionally, as a credit union owned company, MAM is dedicated to the credit union philosophy and to the concept of people helping people.

A strong team of seasoned mortgage professionals (including licensed MLOs) are standing by to assist members. With a broad range of lending programs that are competitively priced, and a dedication to the credit union philosophy, we trust MAM to help our members make the best home financing decisions. MAM has been serving credit unions for more than a decade and have originated nearly ten thousand loans for credit union members in that time.

"Our team is dedicated to uniquely serving each credit union and each member we work with" MAM CEO Jeff Leep said.  "Although we are technically a separate company, members feel like they're working with their credit union."

MAM does not take a one-size-fits-all approach to anything they do-in fact, they work very closely with credit union staff and management to find solutions for even the most challenging lending scenarios.

MAM not only offers our members an array of loan programs, they also offer unique loans that have been designed in conjunction with us. These custom-tailored loans provide our members more options and increased value.

"Through this relationship, Health Facilities FCU will now offer all of the major loan programs you'd expect to find at a large financial institution, and we'll even be able to build our own custom lending programs," credit union CEO Robert Harris said. "For many people, buying a home and getting a mortgage is the biggest transaction they will do in their lifetime, and our  commitment is to offer members strong support with competitive programs and pricing coupled with the personalized service that's expected in a credit union."

In coordination with MAM, we can accommodate an array of members and member needs-these are just some of what we can do with MAM:

•   First-time home buyers
•   Low or No Down Payment Options
•   Rate reduction refinance
•   Cash out refinance
•   Condo purchase
•   Debt consolidation
•   Manufactured Homes
•   Home improvement

In total, members now have access to nearly 70, competitively priced loan programs. The best part is that our members can work through us-in fact, in most cases members can even elect to make payments right in the branches after the loan is closed. ACH or online payments are also available.

Members can learn more by calling 888-508-7138 or visiting their local branch.  You can also go to www.memberadvantagemortgage.com/HFFCU to explore options, see rates, and apply online.  Although rates have been rising recently they are still near historic lows, and with property values on the rise again it's a great time to own a home.

The American Dream is definitely alive and well, and both MAM and Health Facilities FCU are

pleased to be able to help members realize their own dreams of home ownership.

"The timing of this new relationship is great as interest rates are still near historic lows," Harris said. "Couple the low rates with steadily increasing home prices in many areas, and the climate is great for home ownership."

To learn more about the new mortgage programs now available you can call 1-888-508-7138 to speak with a licensed MAM professional or you can stop into the credit union for more information.  You can also go online to  www.memberadvantagemortgage.com/HFFCU where you can check out rates, programs, and even apply online.

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